One Year of Monthly Zero Based Budgets UPDATE: 1.2 version for OpenOffice/NeoOffice & Excel
Zero based budget spreadsheet for doing a budget for 12 months. Based on the concept described by Dave Ramsey.
Update: 1.1 includes some tweaks and a iWork '08 Numbers version.
Update: 1.2 includes a major bug fix for the OpenOffice/NeoOffice & Excel version. The way totals were calculated, all months would reflect the totals from January. This bug was not present in the Numbers version.
Note:I had to zip the Numbers version to get it to attach. Unzip it and then open with Numbers.
At the beginning of the month, fill in the income and expenses you expect for the month. Include how much you will save for emergencies, debts you will pay off, and money you will give away. The difference between your income and all the other things should equal $0. Live on this budget and then fill out the "actual income" and "actual expenses" sections at the end of the month to see how you did.
You should be able to print it out in various sizes, but I have found landscape letter size works about the best.
License details included as part of the spreadsheet itself.